Earn revenue share while gaining better protection

Protect your company and homeowners with $1MM in damage and personal injury lawsuit coverage, as well as $25k in contents and $15k in bedbug protection. There's no cost to you, and you earn additional revenue for each booking.*
$1MM real property protection
Protects against major damage to the rental home property like a kitchen fire, flood, or complete loss of the property arising from the stay.
$1MM liability protection
Protects the property manager and the owner against bodily injury lawsuits filed by the guest or their party for injuries that occur during the rental stay.
$25k contents damage protection
Protects against damages to the contents of the rental property, such as broken TVs, damaged furniture, broken appliances, or wine stains on the carpet.
$15k bedbug protection
Protects against loss of income, as well as bed bug extermination, remediation, decontamination, and rehabilitation of the rental property.

How much could you earn while gaining protection?

Enter how many homes you manage and how many bookings you expect to see from each home per year, and our calculator will output your expected earnings on CiiRUS Protect!

Step 1:
Sign up

Become a CiiRUS customer and our team will help you apply for protection.

Step 2:
Get bookings

Guests book seamlessly as usual; the protection fee is itemized at checkout.

Step 3:
Get paid

You keep 20% of the revenue, and the rest pays for the protection plan.

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Book a personalized demo with a member of our leadership team

A true partnership conversation
You’ll meet with a C-suite partner who understands the ins and outs of vacation rental management... not a rookie or a salesperson with a script and a quota.
Let's see if we're the right fit
Our goal isn’t to sell at all costs. It’s to listen, understand your challenges, and explore how CiiRUS can genuinely help, rather than force you into a situation that's not right.
  • Get up and running smoothly with full data migration included

  • Dedicated onboarding manager to help you launch confidently

  • Seamless integrations to Airbnb, Vrbo, and top OTAs

  • Streamlined reservations, operations, and accounting in one place

  • Family business innovating for STR property managers since 2008

Protection FAQs

Accidents happen—but they don’t have to become financial disasters. These FAQs explain how CiiRUS Protect shields managers, guests, and owners with built-in coverage.

How can I protect my vacation rental business from guest-caused damages without relying on security deposits?

Traditional security deposits frustrate guests and rarely cover the full cost of damages. CiiRUS Protect replaces them with comprehensive coverage: up to $25,000 for contents, $1,000,000 for property damage, $1,000,000 for liability, and $15,000 for bedbug remediation. Guests pay a nominal per-stay fee, giving you and your owners peace of mind.

What’s the best way to protect against lawsuits from accidents in a rental home?

Slip-and-fall or injury claims can devastate managers and owners. CiiRUS Protect includes $1,000,000 in liability coverage underwritten by Markel Insurance, so your business and your owners are protected from costly legal exposure.

How can I add value for my property owners without raising management fees?

CiiRUS Protect not only shields their investment but also generates new income. Managers receive a 20% revenue share on every policy sold, turning risk management into a fresh revenue stream.

What happens if a guest damages furniture, TVs, or appliances during their stay?

Instead of you or the owner covering the cost, CiiRUS Protect responds with up to $25,000 in contents coverage. Claims are simple to file and typically resolved within 15 days.

How do I protect against major structural damages like kitchen fires or flooding?

CiiRUS Protect includes $1,000,000 in real property protection with a $2,500 deductible, ensuring even severe incidents don’t become financial disasters.

Can I get protection against bedbug infestations, which are usually excluded from insurance?

Yes. CiiRUS Protect uniquely covers up to $15,000 for extermination, replacement of furnishings, alternative accommodations, and lost rental income during remediation.

How can I reduce guest resistance to damage protection fees?

Guests see a small, itemized line ($65 per stay, or $85 if a golf cart is included). This cost is far more attractive than a large deposit hold, and it reassures guests that accidental damages are covered.

How does a damage waiver fee (ADW) integrate with my reservations?

The program is fully embedded into CiiRUS. Once activated, every reservation automatically includes the coverage as an extra line item—no manual steps or outside systems required.

How do I explain the damage waiver/protection fee to potential guests?

Simply include it in your listing description. Guests appreciate knowing that if something goes wrong—whether it’s a broken lamp or an unexpected injury—the costs are covered, and they won’t face big deposit holds.

How does the claims process work if damages occur?

Claims are submitted directly through the CiiRUS software. Just upload a photo, a description, and a receipt or estimate. Most standard claims are adjudicated within 15 days by the underwriter, Markel Insurance.

What makes CiiRUS Protect different from traditional short-term rental insurance?

Unlike general homeowner’s or landlord insurance, CiiRUS Protect is embedded into every stay and responds specifically to guest-related damages and incidents. It’s seamless, automated, and generates income instead of just adding expense. It is not a replacement, but a complement to general homeowners and other critical insurance policies that you should have as well.

Does offering a damage waiver product like CiiRUS Protect improve booking conversion?

Yes. Listings that advertise professional guest protection stand out against competitors. Guests see it as proof you provide above-and-beyond care, which boosts confidence and increases conversion.

What’s the cost to me as a property manager for enabling CiiRUS Protect?

Nothing. The program is free for managers to enable, automatically added to reservations, and actually generates new revenue through the 20% share.

Who underwrites CiiRUS Protect, and is it reliable?

CiiRUS Protect is underwritten by Markel Insurance (rated A+ by AM Best) and powered by Rental Guardian, both leaders in vacation rental risk management.